157 Duty to disclose name etc of agency

Credit reference agencies

157  Duty to disclose name etc of agency

[(A1)     Where a creditor under a prospective regulated agreement, other than an excluded agreement, decides not to proceed with it on the basis of information obtained by the creditor from a credit reference agency, the creditor must, when informing the debtor of the decision—

(a)     inform the debtor that this decision has been reached on the basis of information from a

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