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Aviation insurance provides property and liability cover to aircraft owners, operators and financiers. Many factors affect the cost of the cover, including the aircraft type, its capacity and the area of its operation.

Aviation risks are usually insured on an all risks basis. This will ordinarily include cover for the following:

1. •

   loss or damage to the aircraft

   The insurer agrees to indemnify the insured in respect of accidental damage to the aircraft. This will not ordinarily include damage caused by wear and tear, structural defects or mechanical damage. Standard aviation policies will usually exclude war risks, but cover for war risks may be available, whether by means of an endorsement to the policy writing